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However, Fed rate cuts don't necessarily lead to lower mortgage rates In fact, for eight consecutive days, the average 30-year mortgage rate has dropped, reaching 6.52%—the lowest level since mid-October 2024.
Current Home Mortgage Rates 2025 Chart Jane Youngblood In fact, for eight consecutive days, the average 30-year mortgage rate has dropped, reaching 6.52%—the lowest level since mid-October 2024. Will 2025 be the year mortgage rates finally go — and stay — down? According to NAR data, the average monthly mortgage payment for May 2021, for example, was $1,067 on a $400,000 home (assuming a 20% down payment)
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